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Points(PTS)

Secure, fast & scalable blockchain-based data collaboration protocol
Bringing alive privacy-preserving & inclusive financial services for institutions, companies and consumers

Credit data marketplace as the 1st use case of PTS data collaboration protocol

  • credit profiles and growing
  • transactions per second supported
  • lead time to get results

Current pain points in data marketplace

Data marketplace is the foundation for a credit system as risk measurement and pricing are the key.
The current pain points include

  • Financial institutions have trust concerns and lack of incentives to share credit related data with each other
  • Non-financial institutions are not motivated to participate in data contribution (i.e. e-commerce, social network)
  • Individuals own their data but do not have an effective channel to contribute such data to the credit system

PTS Credit Network

A programmable data marketplace upon which multiple financial service verticals can be improved

PTS Network Advantages

  • High performance consensus network

  • Zero-knowledge-proof based authentication

  • Automated trade negotiation and enforcement by smart contract

  • Decentralized secure data storage and exchange via asymmetric cryptography

Business Benefits

Roadmap

Use Cases

  • Global credit profile

  • Consumer lending

  • ABS & investment

  • Insurance

  • Healthcare, etc.

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